[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.oskarimax.cz\/kolik-dostanete-od-pojistovny-za-drobne-urazy\/#Article","mainEntityOfPage":"https:\/\/www.oskarimax.cz\/kolik-dostanete-od-pojistovny-za-drobne-urazy\/","headline":"Kolik dostanete od poji\u0161\u0165ovny za drobn\u00e9 \u00farazy","name":"Kolik dostanete od poji\u0161\u0165ovny za drobn\u00e9 \u00farazy","description":"Kter\u00e9 poji\u0161\u0165ovny vypl\u00e1cej\u00ed takzvan\u00e9 bolestn\u00e9 za mal\u00e9 \u00farazy? A kolik m\u016f\u017eete p\u0159i takov\u00e9m \u00farazu dostat pen\u011bz? Existuj\u00ed v\u00a0tomto sv\u011bt\u011b poji\u0161t\u011bn\u00ed n\u011bjak\u00e9 v\u00fdrazn\u00e9 rozd\u00edly? \u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bylo v\u00e1m n\u011bkdy vyplaceno tzv. bolestn\u00e9, kter\u00e9 jste od poji\u0161\u0165oven obdr\u017eeli po men\u0161\u00edm \u00faraze, jako je nap\u0159\u00edklad zlomen\u00e1 kost nebo n\u011bkolik steh\u016f po zran\u011bn\u00ed? Kolik jste dostali a jak rozs\u00e1hl\u00e9 toto...","datePublished":"2016-12-26","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.oskarimax.cz\/author\/#Person","name":"","url":"https:\/\/www.oskarimax.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"oskarimax.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.oskarimax.cz\/wp-content\/uploads\/art281346_16x9_20260620_123000_vRLOGg.jpg","url":"https:\/\/www.oskarimax.cz\/wp-content\/uploads\/art281346_16x9_20260620_123000_vRLOGg.jpg","height":0,"width":0},"url":"https:\/\/www.oskarimax.cz\/kolik-dostanete-od-pojistovny-za-drobne-urazy\/","about":["Pen\u00edze"],"wordCount":444,"articleBody":"\tKter\u00e9 poji\u0161\u0165ovny vypl\u00e1cej\u00ed takzvan\u00e9 bolestn\u00e9 za mal\u00e9 \u00farazy? A kolik m\u016f\u017eete p\u0159i takov\u00e9m \u00farazu dostat pen\u011bz? Existuj\u00ed v\u00a0tomto sv\u011bt\u011b poji\u0161t\u011bn\u00ed n\u011bjak\u00e9 v\u00fdrazn\u00e9 rozd\u00edly?\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bylo v\u00e1m n\u011bkdy vyplaceno tzv. bolestn\u00e9, kter\u00e9 jste od poji\u0161\u0165oven obdr\u017eeli po men\u0161\u00edm \u00faraze, jako je nap\u0159\u00edklad zlomen\u00e1 kost nebo n\u011bkolik steh\u016f po zran\u011bn\u00ed? Kolik jste dostali a jak rozs\u00e1hl\u00e9 toto zran\u011bn\u00ed bylo?\tProhl\u00e9dli jsme si tabulky \u00faraz\u016f, kter\u00e9 m\u00e1 celkem jeden\u00e1ct \u010desk\u00fdch poji\u0161\u0165oven vystaveno ve sv\u00fdch nab\u00eddk\u00e1ch slu\u017eeb a docela jsme se divili. Zd\u00e1 se, \u017ee mezi t\u011bmito produkty, kter\u00e9 nezahrnuj\u00ed poji\u0161t\u011bn\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu p\u0159i posti\u017een\u00ed t\u011bla dlouhodob\u011b nad deset procent, jsou velik\u00e9 rozd\u00edly.\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Rating \u00farazov\u00e9ho pln\u011bn\u00ed\tPojistn\u00e9 produkty a dopl\u0148ky jsou v\u011bt\u0161inou vypo\u010d\u00edt\u00e1v\u00e1ny podle ratingu \u00farazov\u00e9ho pln\u011bn\u00ed, kter\u00fd se vypo\u010d\u00edt\u00e1 na z\u00e1klad\u011b r\u016fzn\u00fdch \u00faraz\u016f, jako je pohmo\u017ed\u011bn\u00ed, podvrtnut\u00ed, nata\u017een\u00ed sval\u016f, pop\u00e1leniny, stehy, zlomeniny a podobn\u011b. V\u00a0tomto v\u00fdpo\u010dtu se srovn\u00e1v\u00e1, kolik poji\u0161\u0165ovny vyplat\u00ed maxim\u00e1ln\u011b na l\u00e9\u010dbu pr\u00e1v\u011b tohoto zran\u011bn\u00ed.\t\t\tJak se poji\u0161\u0165ovny um\u00edstily od nej\u0161t\u011bd\u0159ej\u0161\u00ed po tu nejm\u00e9n\u011b v\u00fdhodnou?1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010cesk\u00e1 poji\u0161\u0165ovna, M\u016fj \u017eivot2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Poji\u0161\u0165ovna Uniqua3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010ceskoslovensk\u00e1 obchodn\u00ed banka, OPoji\u0161\u0165ovna \u010cSOB4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Poji\u0161\u0165ovna \u010desk\u00e9 spo\u0159itelny, Flexi5.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Kooperativa, Perspektiva6.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Poji\u0161\u0165ovna Allianz, Rytmus risk7.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Poji\u0161\u0165ovna Generali, Bela vita8.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Poji\u0161\u0165ovna Metlife9.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna 10.\u00a0\u00a0 Nationale-Nederlanden \u017divotn\u00ed poji\u0161\u0165ovnaNejlep\u0161\u00ed um\u00edst\u011bn\u00ed m\u00e1 v\u00a0tomto\u00a0 \u017eeb\u0159\u00ed\u010dku \u010cesk\u00e1 poji\u0161\u0165ovna. Z\u00a0pohledu maxim\u00e1ln\u00edho od\u0161kodn\u00e9ho poskytne nejenom nejvy\u0161\u0161\u00ed pen\u00e1le za men\u0161\u00ed zran\u011bn\u00ed, ale tak\u00e9 pokr\u00fdv\u00e1 nejv\u011bt\u0161\u00ed pole zran\u011bn\u00ed, za kter\u00e9 dostanete bolestn\u00e9. Poji\u0161\u0165ovna vypl\u00e1c\u00ed bolestn\u00e9 i za nara\u017eeniny, po\u0161kozen\u00ed m\u011bkk\u00e9 tk\u00e1n\u011b, vyklouben\u00ed ramenn\u00edho kloubu nebo poran\u011bn\u00ed menisku.Na druh\u00e9m m\u00edst\u011b je poji\u0161\u0165ovna Uniqua. Tato poji\u0161\u0165ovna plat\u00ed i za pop\u00e1leniny prvn\u00edho stupn\u011b, nebo podvrtnut\u00ed kr\u010dn\u00ed p\u00e1te\u0159e p\u0159i prudk\u00e9m pohybu. Tak\u00e9 vypl\u00e1c\u00ed bolestn\u00e9 p\u0159i hav\u00e1rii motorov\u00fdch vozidel, kdy\u017e dojde k\u00a0n\u00e1razu do vozidla zezadu \u2013 v\u00a0tomto p\u0159\u00edpad\u011b poji\u0161\u0165ovna Uniqua plat\u00ed dvojn\u00e1sobek bolestn\u00e9ho, ne\u017e plat\u00ed zbytek poji\u0161\u0165oven z\u00a0\u017eeb\u0159\u00ed\u010dku.\u010cSOB poji\u0161\u0165ovna skon\u010dila na t\u0159et\u00edm m\u00edst\u011b, jeliko\u017e nab\u00edz\u00ed tak\u00e9 bolestn\u00e9 za zlomen\u00e9 plot\u00fdnky a p\u00e1te\u0159n\u00ed obratle, ale tak\u00e9 vypl\u00e1c\u00ed bolestn\u00e9 p\u0159i natr\u017een\u00ed Achillovy \u0161lachy.                                                                                                                                                                                                                                                                                                                                                                                                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