[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.oskarimax.cz\/insolvence-vam-poradne-zavari\/#Article","mainEntityOfPage":"https:\/\/www.oskarimax.cz\/insolvence-vam-poradne-zavari\/","headline":"Insolvence v\u00e1m po\u0159\u00e1dn\u011b zava\u0159\u00ed","name":"Insolvence v\u00e1m po\u0159\u00e1dn\u011b zava\u0159\u00ed","description":"Je velmi l\u00e1kav\u00e9, \u017ee si m\u016f\u017eete koupit cokoliv chcete, i kdy\u017e na to nem\u00e1te pen\u00edze. Probl\u00e9m je to v okam\u017eiku, kdy si n\u011bkdo nabere v\u00edce p\u016fj\u010dek, ne\u017e dok\u00e1\u017ee splatit. V takov\u00e9m p\u0159\u00edpad\u011b doch\u00e1z\u00ed k exekuci. M\u00e1lokdo toti\u017e vyu\u017eije mo\u017enost po\u017e\u00e1dat i o konsolidaci p\u016fj\u010dek, a mnoz\u00ed dlu\u017en\u00edci rad\u011bji ml\u010d\u00ed, a svoje probl\u00e9my ne\u0159e\u0161\u00ed. V\u011b\u0159itel\u00e9 \u010dasto...","datePublished":"2025-01-24","dateModified":"2025-01-24","author":{"@type":"Person","@id":"https:\/\/www.oskarimax.cz\/author\/#Person","name":"","url":"https:\/\/www.oskarimax.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"oskarimax.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.oskarimax.cz\/wp-content\/uploads\/house-5902665_640(1).jpg","url":"https:\/\/www.oskarimax.cz\/wp-content\/uploads\/house-5902665_640(1).jpg","height":0,"width":0},"url":"https:\/\/www.oskarimax.cz\/insolvence-vam-poradne-zavari\/","about":["Pen\u00edze"],"wordCount":417,"articleBody":"      Je velmi l\u00e1kav\u00e9, \u017ee si m\u016f\u017eete koupit cokoliv chcete, i kdy\u017e na to nem\u00e1te pen\u00edze. Probl\u00e9m je to v okam\u017eiku, kdy si n\u011bkdo nabere v\u00edce p\u016fj\u010dek, ne\u017e dok\u00e1\u017ee splatit. V takov\u00e9m p\u0159\u00edpad\u011b doch\u00e1z\u00ed k exekuci. M\u00e1lokdo toti\u017e vyu\u017eije mo\u017enost po\u017e\u00e1dat i o konsolidaci p\u016fj\u010dek, a mnoz\u00ed dlu\u017en\u00edci rad\u011bji ml\u010d\u00ed, a svoje probl\u00e9my ne\u0159e\u0161\u00ed. V\u011b\u0159itel\u00e9 \u010dasto svoje pohled\u00e1vky prod\u00e1vaj\u00ed vymaha\u010dsk\u00fdm firm\u00e1m, kter\u00e9 si \u00fa\u010dtuj\u00ed skute\u010dn\u011b vysok\u00e9 poplatky za vym\u00e1h\u00e1n\u00ed. Nakonec dojde cel\u00e1 situace a\u017e k soudu, jeho\u017e rozsudek nakonec slou\u017e\u00ed jako podklad pro zah\u00e1jen\u00ed exekuce. N\u011bkte\u0159\u00ed dlu\u017en\u00edci tak \u0161patn\u011b skon\u010dit necht\u011bj\u00ed. Exekuce skute\u010dn\u011b nen\u00ed nic p\u0159\u00edjemn\u00e9ho, a je to probl\u00e9m, kter\u00fd v\u00e1s bude st\u00e1t zbyte\u010dn\u011b moc pen\u011bz. Lep\u0161\u00ed varianta je po\u017e\u00e1dat i o oddlu\u017een\u00ed, i kdy\u017e v obou p\u0159\u00edpadech bude va\u0161e jm\u00e9no v registru dlu\u017en\u00edk\u016f. Pokud v\u00edte, \u017ee svoje dluhy nezvl\u00e1dnete spl\u00e1cet, bude lep\u0161\u00ed, kdy\u017e si o insolvenci po\u017e\u00e1d\u00e1te je\u0161t\u011b p\u0159edt\u00edm, ne\u017e skon\u010d\u00edte v exekuci. Jak exekuce, tak i insolvence je probl\u00e9m, kv\u016fli kter\u00fdm budete m\u00edt probl\u00e9m z\u00edskat jak\u00fdkoliv dal\u0161\u00ed \u00fav\u011br. Jen\u017ee bydlen\u00ed je nutn\u00e9 \u0159e\u0161it i v tomto p\u0159\u00edpad\u011b, a pokud v\u00e1m nevyhovuje n\u00e1jemn\u00ed bydlen\u00ed, nejsp\u00ed\u0161 budete cht\u00edt \u0159e\u0161it n\u00e1kup sv\u00e9ho vlastn\u00edho. Jak to ale ud\u011blat, kdy\u017e je va\u0161e jm\u00e9no v rejst\u0159\u00edku? K v\u00fdmazu dojde a\u017e t\u0159i roky po uhrazen\u00ed ve\u0161ker\u00fdch dlu\u017en\u00fdch \u010d\u00e1stek. \u010cekat t\u0159i roky se ur\u010dit\u011b nevyplat\u00ed, proto\u017ee do t\u00e9 doby m\u016f\u017ee b\u00fdt situace na realitn\u00edm trhu v\u0161elijak\u00e1, a lze sp\u00ed\u0161e o\u010dek\u00e1vat, \u017ee ceny nemovitost\u00ed budou st\u00e1le stoupat. Proto je lep\u0161\u00ed jednat hned, a zkusit si po\u017e\u00e1dat o hypot\u00e9ku pro dlu\u017en\u00edky. Hypot\u00e9ka po insolvenci je dostupn\u00e1 v\u0161em, a to dokonce i lidem, kte\u0159\u00ed byli v insolvenci. Poskytuj\u00ed ji p\u0159edev\u0161\u00edm nebankovn\u00ed spole\u010dnosti, kter\u00e9 v\u00e1m nab\u00eddnou \u00fapln\u011b jin\u00e9 podm\u00ednky, ne\u017e nab\u00edz\u00ed banky u b\u011b\u017en\u00e9 hypot\u00e9ky. Po\u010d\u00edtejte s vy\u0161\u0161\u00edmi \u00faroky a tak\u00e9 s t\u00edm, \u017ee budete nemovitost muset zat\u00ed\u017eit z\u00e1stavn\u00edm pr\u00e1vem.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Insolvence v\u00e1m po\u0159\u00e1dn\u011b zava\u0159\u00ed","item":"https:\/\/www.oskarimax.cz\/insolvence-vam-poradne-zavari\/#breadcrumbitem"}]}]